Nowadays, it’s almost impossible to avoid making online purchases. Whether you just need to get more paper towels or buy a new pair of socks, you can purchase all kinds of things you need on the internet. And just like shopping at brick and mortar stores, there are also notable ways you can observe so that you can still shop smart even on the web.
Here are nifty points to practice so that you can stretch your dollars’ worth without needing to go out of the house.
- No to Impulse Buying
In a survey done by Creditcards.com in 2018, it was found that 44% of respondents had done spur-of-the-moment purchases on the internet. In the same year, Black Friday sales jumped to a whopping $6.22 billion online. Impulse buying is just getting harder and harder to resist especially if transactions are mere taps away on your screen. But just like going home first after seeing that beautiful cardigan you wanted to buy at the mall, you really should sleep on it before ultimately deciding if you want to seal that deal. Give it days, or even weeks if you can. You never know, prices might even drop and you might get what you want at a steal!
- Do Your Due Diligence
Today, it’s easier to compare prices because you don’t have to physically locate similar products before making your final choice. Shopping online also means that there are coupons you can apply to further bring down the costs of your planned purchases. Make sure that you haven’t missed out on any discounts before you check out that cart. Scan as many pages, even read up on message boards and comments, and leave no stone unturned.
- Get Cashback
You won’t get passing marks on Internet Shopping 101 if you do not master the art of earning cashback. Almost all noteworthy e-commerce websites are now tied up with partners who return money from your purchases and sometimes offer their own perks and discounts. The internet is truly the gift that just keeps on giving. Now, there’s no more need to personally stroll into your local pharmacy when you can buy your favorite beauty products online and get Chemist Warehouse cashback at the same time. Make tapping for cashback a habit and we’re sure you’ll thank us for it!
- Maximize Credit Card Promos
Unless your debit card is doing its own thing, you are more likely to get rewards from your credit card than from your savings account. In fact, you can do away with shopping using debit cards and you’ll be all the safer for it. Since you’re shopping online anyway, it’s better to transact using credit cards than to part with your cash. Make sure that you are aware of all the perks that come with each card you have along with their ongoing promos. Yes, those emails that you keep ignoring! Shopping on credit even if you have the cash available means you get to keep your money longer while earning points on things you have to buy anyway. It’s absolutely win-win!