What Happens When You Get Divorced After Having Children?

Not every relationship works out. Even after 30 years of marriage and three children, things can break down between a couple, and the best thing to do for everyone involved is to separate. This is a difficult time for you as a couple, but also for your children. It’s unchartered territory for you and the whole family. It requires some careful navigation to ensure everything is done properly, not only for the sake of your mental state but for that of the children, too. 

In many cases, one partner will have to pay the partner with primary custody over the children or wherever they will stay. This is for bills, food, clothes, entertainment, schooling, and many other factors. In this article, we are going to take a look at 4 important facts you should know about financially supporting your child after a divorce.

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Who Pays? 

Let’s start off with which parent is the one that is supposed to pay support. Very simply, the paying parent is the one that has the children the least. That parent is the one that is responsible for paying. This is still the case if the parent with custody gets married or remarried to another person; it’s also true if the other parent starts living with someone else. These situations don’t take responsibility away from the paying parent. 

The amount of money paid, or required to be paid, is usually set up by support enforcement officers and a monthly bill. However, if the two parents separated amicably and can reach an agreement themselves, it can be set up away from the courts. It’s important to note that even if one of the parents has never had a relationship with the other, has lived with, or had any relation with the child; it’s still their responsibility to pay support. 

When Do Payments Start & Finish? 

When in a relationship and living together with a child, it’s both parents’ responsibility to care for them. They work together to provide everything that a child needs. However, when parents don’t live together or are separated, there is usually a single parent that the child stays with more than the other. It is at this point those support payments should start. 

The parent with custody is the one that pays for the majority of the child’s expenses, which is why the other parent needs to provide financial support. Even though child support should start as soon as both parents are separated, the process will need to be started with the custodial parent going to the courthouse and filing for it. In these situations, a lawyer might need to be present to ensure all the paperwork is filled out correctly. 

Payments will end when the child is no longer a dependent, which means, in most cases, when the child reaches the age of 18. There are some exceptions to the rule, which are as follows. If the child marries before they turn 18, then the payments will no longer be required. A child of 16 can also voluntarily take themselves out of the support system.  In some cases, a child can reach 18, but due to a disability or illness, or even a full-time school schedule, then the paying parents may be required to continue payments. 

Support Payments Can Be Modified 

Depending on a parent’s income, the support payments can be altered or modified to be more or less. The parent who is requesting the modification has to show a significant change in circumstances to prove the validity of the change. The courts see a change in situations such as a parent losing their job or developing a serious illness with heightened medical fees. It does, however, work both ways. If a parent receives a promotion or a pay rise then a change of support amount is also on the cards.  

Any change of payment has to be done through the courts. Even if both parents agree and get along, it will still require court approval. This is mainly to protect situations from arising further down the line, such as the paying parent being sued for unpaid bills even though an agreement had been made.

Not Paying Has Serious Consequences 

Support is an inherent parental duty. Even parents that are unemployed will have to make some kind of minimum payment. Those who don’t are at risk of the court garnishing wages, tax returns, charge interest on late payments, it can affect your credit rating, and you can even spend time in jail. It’s not worth it. 

The situation is sad when your relationship breaks down, incredibly sad, but that doesn’t mean your duty to your child has stopped. Work something out with your ex-partner and make sure it’s beneficial for your child or children. You want them to grow up in a happy home so ensure they have the money to do so.

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The first DDR5 RAM modules unveiled by SK Hynix

DDR5-4800 chips have speeds between 4,800 to 5,600Mbps while consuming less power than DDR4

Korean chipmaker SK Hynix introduced the first 64GB DDR5 RAM module, marking a big step compared to DDR4 DIMMs which have dominated computer memory since 2013. DDR5-4800 chips have speeds between 4,800 to 5,600Mbps while consuming less power than DDR4. The technology also makes possible 256GB modules available in size.

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The JEDEC standard of DDR5 RAM was officially introduced in July but SK Hynix has unveiled the first chip in 2018 with this memory. In addition to capacity, DDR5 will have two 32-bit channels instead of 64-bit making it easier to increase the bandwidth. It is the modules themselves that regulate the voltage and not the board with DDR5 allowing the memory output to control its frequency. SK Hynix also tested the modules at 6,400 Mbps and 8,400 Mbps.

By 2022 DDR5 memory will occupy only 10% of sales and by 2024 it will go to 43%. When this moment comes it will be the de facto the memory used on all new computers.

> Check next: The RTX A6000 and A40 are twice as powerful as the RTX 3090

So what do you think about this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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Black Ops – Cold War Beta PC Requirements

Black Ops – Cold War Beta PC System Requirements

The beta comes to PC on October 15th

Dates have already been confirmed: This week’s test round is for PS4 only, while PC and Xbox gamers who have ordered the game could start with bursts on October 15th. All others can be released on October 17, when the beta is fully open.

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Activision said the beta would include “a mix of maps, modes and playlists”, and a progress system that would enable unlocking of weapons, equipment, a place for Create-a-Class and Scorestreaks. They also warned that there would be frequent updates during beta periods, and “some surprises” as well. Players reaching level 10 in beta will receive a plan for Mutual Animosity SMG when the full game comes live.

And here is what you will need to play it on PC:

Minimum PC requirements:

  • OS: Windows 7 64-Bit (SP1) or Windows 10 64-Bit (1803 or later)
  • CPU: Intel Core i5 2500k or AMD equivalent.
  • Video: Nvidia GeForce GTX 670 2GB / GTX 1650 4GB or AMD Radeon HD 7950.
  • RAM: 8GB RAM
  • HDD: 45GB HD space
  • Network: Broadband Internet connection
  • Audio: DirectX compatible, needs DirectX 12 compatible system

Recommended PC requirements:

  • OS: Windows 10 64 Bit (Latest Service Pack)
  • CPU: Intel Core i7 4770k or AMD equivalent
  • Video: Nvidia GeForce GTX 970 4GB / GTX 1660 Super 6GB or AMD Radeon R9 390 / AMD RX 580
  • RAM: 16GB RAM
  • HDD: 45GB HD space
  • Network: Broadband Internet connection
  • Audio: DirectX compatible, needs DirectX 12 compatible system

> Check next: Epic will give $10 credit to anyone who downloads Rocket League for Free

So what do you think about this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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2021 BMW 128ti

BMW officially unveils the new 128ti super sporty “baby”

The BMW 128ti has a 2.0-liter petrol engine which produces 262 horsepower (195 kilowatts)

BMW is officially returning the Turismo sports package. This package was first introduced in the 60s with the 1800TI model, followed by the 2000TI and 2002TI models and in the 90s as the 323ti Compact and 325ti Compact models.

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Unlike its predecessors, the 128ti sends its power to the front wheels while using several M135i xDrive upgrades. The BMW 128ti has a 2.0-liter gasoline engine that produces 262 horsepower (195 kilowatts). This engine makes the 128th reaches the speed from 0 to 100 kilometers per hour in 6.2 seconds and the maximum at 250km/h.

The thing that many car enthusiasts have not liked is that BMW will only offer this model with eight-speed automatic Steptronic Sport, without the manual option and there will be fake engine noise.

The new 128th will be offered in Europe starting next month at a price of 42,574 euros.

> Check next: The new Audi A3 Sportback hybrid plug-in revealed with 204 HP, 66Km range

So what do you think of this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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RTX A6000

The RTX A6000 and A40 are twice as powerful as the RTX 3090

The RTX A6000 goes on sale in mid-December while the A40 next year

Nvidia has a solution for professionals to get the Ampere architecture: RTX A6000 and A40. These two cards easily break the hegemony of the RTX 3090 with 10,752 CUDA cores and 48GB VRAM.

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They come to succeed the RTX Quadro 8000 and 6000 series. It is not known why Nvidia did not use the Quadro branding this time. The company did not go into the details of the frequencies but you can see them as a more powerful version compared to the RTX 3080 and 3090. The A40 model is passively cooled and has a memory frequency of 14.5Gbps.

NVIDIA A40
NVIDIA A40

They also have slower GDDR6 RAM compared to GDDR6X. As for the RTX A6000, the company says it is twice as fast as the RTX 8000.

Normally these are not cards for consumers but are options for those seeking graphic power for professional reasons. The A40 will be a solid solution for servers. RTX A6000 will be up for sale in mid-December while the A40 next year.

> Check next: Google Pixel 5 and 4a 5G officially revealed

So what do you think about this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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SEO Agency

SEO services in Canada

If you are looking for SEO services in Canada, You will get dozens of agencies. Finding the right and reliable Canadian SEO agency is kind of tricky when you get a bunch of options. Canada has lots of SEO agencies that provide excellent services for customer satisfaction. 

You can’t say precisely only one or fewer of them are the best because different companies have their own strategies and success stories. You have to pick the right one for your business from the best.

How to Choose:

Don’t get panicked or confused. You just have to be focused and sure about what you need. Figure out your business priority and which SEO service is suitable for your business growth. Here are some facts that would help you to choose a Canadian agency for your business potential.

Outline Your SEO Goals:

SEO service is a huge field. For different kinds of business, it needs a different method of SEO. First, you have to know what your business needs. You may want to reach the local client for your company through local SEO. Or your social account needs to go viral by using images or videos with social SEO. Sometimes your business needs to outreach global clients through global SEO. Find your business policy and goal to select the exact SEO service.

Reputation:

When you search for your expected SEO service, you will get several companies with the same services. Check their reputation and reliability. The easy way to understand it is to see their achievements, awards, others’ recognition, past performances, and, most importantly the customer reviews. From unbiased client reviews, you will get the real picture of any SEO companies. You can also make contact with previous clients for inquiries but make sure you keep your professionalism and the choice of your question pattern. You will easily get to know if they are satisfied with the agency’s service.

Advertising and Marketing Services:

Your business may need more reachability and ranking on google. Your products also need proper marketing, advertising, PPC. 

SEO service should be relatable with other services to make good progress. A plus digital (more info >) and other highly professional SEO companies in Canada give various services, including proper SEO. Check on their additional services to get all services in one.

Check the Fees and make a Consultation:

Before hiring an SEO agency, arrange a meeting with the agencies. Consult with them directly will help you find out the level of expertise and efficiency of their service. You can come to know about the process and techniques of the company. They will also suggest you or check the SEO services for your website and business. When you come to the point of hiring, don’t forget to check their contracts and fees. The fees of services vary from one company to another. Plan your budget and how much effort you can make. Pick the right packages which go with your budget.

You also have to keep in mind that SEO is a long term growth and the success or failure of your business depends on your right decision. So give some time to analyze and before picking up an SEO agency.

Audi A3 Sportback 40 TFSI e

The new Audi A3 Sportback hybrid plug-in revealed with 204 HP, 66 km range

Audi has expanded its A3 Sportback range with a new electric version

The Audi A3 with the 40 TFSI mark of PHEV is powered by a turbocharged 4-cylinder 1.4-liter engine that offers 150 horsepower. The gasoline unit is paired to an electric motor of 109 horsepower (80 kW), and the total combined power of the hybrid system is 204 horsepower (150 kW), while the maximum torque is 350 Nm. The engine is mated to a 6-speed S Tronic automatic transmission, and power is transmitted to the front axle.

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Due to the battery, the luggage volume is reduced by 100 liters, so the owner has a 280-liter luggage available.

When it comes to performance, the A3 Sportback hybrid plug-in accelerates from 0 to 100 km/h in 7.6 seconds and has a top speed is 227 km/h. What is very important for PHEV models is their autonomy in electrical conductivity. If driven by an electric motor alone, the A3 is capable of traveling up to 66 km, according to Audi.

Charging the battery in the home outlet takes a little, over 4 hours. PHEV Audi A3 40 TFSI arrives in stores by the end of the year.

> Check next: 2021 Mercedes-AMG GT Coupe debuts with more power and at a colossal price

So what do you think of this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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Google Pixel 5

Google Pixel 5 and 4a 5G officially revealed

The Pixel 5 costs $699 while the Pixel 4a 5G starts at $499. The standard non-5G Pixel 4a costs $399

Finally confirming everything, Google has decided to look the market from another angle and strives to offer flagship quality at more affordable prices. With the latest line of Pixel phones unveiled on Wednesday, Google decided to pull out of the big smartphone battle by focusing more on the consumer and budget models than the Premium segment dominated by Apple and Samsung with smartphones costing over $1,000.

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The Pixel 5 costs $699 and the Pixel 4a 5G starts at $499. The standard non-5G Pixel 4a costs $399. These low normal prices have their cost because both phones have less powerful processors and not as a high-quality screen as the high ranking Samsung and Apple phones.

The Specs

 Pixel 5Pixel 4a 5G
Display6-inch OLED
2,340 x 1,080 resolution
90Hz refresh rate
6.2-inch OLED
2,340 x 1,080 resolution
60Hz refresh rate
SoCQualcomm Snapdragon 765GQualcomm Snapdragon 765G
RAM
Storage
8GB
128GB
No microSD card slot
6GB
128GB
No microSD card slot
CameraRear:

Main:
12.2MP, f/1.7, 1.4µm pixels, optical + electronic image stabilization

Secondary:
16MP, f/2.2, 1 micron pixel, ultra-wide (107 degree FoV)

Front:
8MP sensor, f/2.0, 1.12µm pixels, fixed focus, 83-degree field-of-view
Rear:

Main:
12.2MP, f/1.7, 1.4µm pixels, optical + electronic image stabilization

Secondary:
16MP, f/2.2, 1 micron pixel, ultra-wide (107 degree FoV)

Front:
8MP sensor, f/2.0, 1.12µm pixels, fixed focus, 83-degree field-of-view
Battery4,080mAh3,800mAh
OS Android 11Android 11
Price$699$499

Both phones come with 5G technology. Pixel 5 is powered by a Snapdragon 765G processor which is a step below the Snapdragon 865 or 865 Plus but accompanied by Qualcomm’s X52 5G modem. It’s a big twist on Google’s usual Pixel strategy. Pixel 5 differs from 4a in IPX8 resistance, wireless charging of devices, more RAM, higher quality Gorilla Glass 6.

The 6-inch OLED screen with a resolution of 2,340 x 1,080 pixels (432 ppi) of Pixel 5 will be full HD+ and will have a modest refresh rate of 90Hz. RAM up to 8GB, 128 GB of storage, 4080mAh battery with 18W USB-C fast charging, and against what was thought will support both sub-6Ghz but also mmWave 5G. As expected, the fingerprint sensor will be on the back of the device. 

Like the Pixel 5, the Pixel 4a has a Qualcomm Snapdragon 765G processor. The Pxiel 4a 5G battery has been upgraded compared to 4a and comes with an output of 3,885 mAh.

A wide-angle camera

The strong point will always remain the camera which despite having only two sensors one 12MP with 77 degrees of field of view and another 16MP with 107 degrees its software will lift the most weight. Thus, new AI-powered options are Portrait Light, Cinematic Pan, and three new video stabilization modes. The front camera has an 8-megapixel sensor and offers portrait mode but also Night Mode.

The camera should be able to record full HD video at 240 fps and 4K video at 60 fps. With improved timing and slow motion as well as image stabilization, better video quality should be achieved.

With the new models Google will address a major user concern, battery life. The new Extreme Battery Saver mode will increase battery life by up to 48 hours leaving only vital applications running. This mode will also be offered for older Pixel models.

A cheap price

The Pixel 4a 5G will cost $499, the Pixel 5 will be cheaper than its predecessor and should only cost $699. The Pixel 4a 5G should be available from October 15 in Japan and from November in 8 other countries. The Pixel 5 will also launch on October 15, at least in the US.

> Check next: Xiaomi Mi Watch needs to be charged only twice a month

So what do you think about this? Let us know your thoughts in the comments section below, follow us on Twitter and Facebook for more news and updates.

neoAdviser

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Top Benefits of Short-Term Loans,

Top Benefits of Short-Term Loans

There are very few people who will get through their entire adult lives without borrowing money from a bank. When they do so, there is a choice between a short-term and long-term loan. Loans are also either secured or unsecured, with the former requiring collateral as a form of guarantee that it will be repaid.

You can use money from a short-term loan to buy something or pay off debts. Here are some short-term loan benefits:

Quicker processing times

A hassle-free short-term loan takes far less time from application to approval and  receipt of the money than long-term loans. For the quickest short-term loan, apply for a payday loan. These loans are for small amounts and designed to bridge the gap when borrowers run out of money before they get their next paycheck. 

The entire repayment is made within a couple of weeks of receipt of a payday loan or as soon as the paycheck is deposited. Afterward, the borrower does not need to worry about installments and getting themselves out of debt.

Getting quick access to money is often your priority when borrowing in the middle of an emergency. With the quick response times that short-term loan applications provide, you will feel less stressed straight away. 

These loans are repayable over a relatively short time, which means you will not have this debt hanging around your neck like a millstone for many years to come. Many lenders now allow people to make their short-term loan application online, meaning that they can do it anytime and anywhere.

Interest issues

While the average interest rate on a short-term loan is higher than a long-term loan, the repayment period can balance that out.. A more extended repayment period means that more interest is charged, and it will be some years before you finish paying off the interest and start tackling the principal debt. 

A shorter loan repayment period means you will pay less interest. It is even more favorable when you take out a payday loan because your repayment period is even shorter.

Interest rates tend to be higher when it comes to short-term loans because they are unsecured. When you do not provide an asset as collateral for a loan, that transaction is a bigger risk to the bank. Therefore, they will charge more interest to make sure the return justifies the risk. However, it may be possible to get a short-term loan using your home as equity, and this will carry a lower interest rate.

Improved credit rating

It might sound counterintuitive, but taking on debt can improve your credit score. A person with no credit often has a worse score than someone in debt, whether through a short-term loan, mortgage, or credit card. 

You need debt to qualify for more debt as it demonstrates financial responsibility when a creditor looks at your credit history. When looking at someone with no debt, a creditor has no way of knowing if they are in the habit of paying back a loan. The opposite is true if your credit history reflects some debt.

However, you should not take on too much debt at once, as defaulting on a payment will have an immediate effect on your credit score. A short-term loan that is consistently repaid reflects well on you and could leave you in a better position to apply for credit in the future. Make sure to monitor your credit report often to increase your chances of getting a loan.

Less uncertainty

Taking out a long-term loan can be risky as no one knows what the future of any economy holds. Lessons from the past, such as the Great Depression, the 2008 financial crisis, and the economic downturn due to COVID-19, have shown us that markets can collapse in an instant.

Interest rate uncertainty tends to follow an economic downturn, and you could end up paying a higher rate of interest if you have taken out a variable rate loan.Your installments could become higher than you initially thought, making a long-term loan a considerable burden. A shorter loan duration means that you do not have to worry about long-term economic events and how they will affect repayments.

No collateral required

When you take out a loan that requires collateral, you stand the chance of losing the asset you offer if you do not repay the loan on time. For many long-term loans, you need collateral, with immovable property, such as a house, preferred. However, you stand the risk of losing your home should something happen that prevents you from repaying a loan.

By taking out an unsecured loan, you continue to protect your assets from definite seizure. Sticking to unsecured loans means you protect yourself from losing your home because of something beyond your control,, such as redundancy.

Tarot Reading

The history of Tarot Reading

At present, the Tarot card is so popular among the young generation. According to a recent survey, one in seven in the unites states visits a fortune teller, who also believes in spiritual things. So, what is the history of this card and how to read? There are many ways to read, one of them is lotus tarot

This game is passing a long journey at the beginning of the 14th century to nowadays. It adopts a long time with a great long history. So today, we will try to learn some origin of this fantastic card.

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Take a Look on the Beginning 

It was a well-known trust that the card root was in ancient Egypt. However, we did not find much authentic information about card gaming in that particular time frame, until John of Rheinfelden in 1377 from Freiburg im Breisgau, who explains text that still contains the four suits of cards.

As far as we got documentation, we find out the first tarot was documented in the year 1440 and 1450 in Italy. In that deck’s cards were named triumph cards and carte da trionfi. They also called them trionfi.

Oldest surviving cards named Visconti-Sforza tarot decks. It was painted in the mid fifteen century when the ruler was Duchy of Milan. They used this card to play bridge games. Sometimes similar kids game called “tarocchi appropriate”. Players used to took cards randomly and wrote various thematic poetry about other players.

Those cards are very interesting to look at. Basically, from the beginning of the design, it was inspired by the local carnival parade. And from that event, inspiration card design consists of polo sticks, coins, cups, and swords. Wands or staves are using later by transforming from polo sticks.

By this time, tarot was spreading all over the Europe. In the southern part of Europe, it got the name of the tarot. But, it took some more time to drive into spiritualism and theology.

Introducing you with the Gaming Decks of Tarot

The primary objective of this card was to play the games. But after passing through century after century and gaining popularity, more and more manuscripts were developed by different people. The main game is changed to a fortune reader, where so many sub tarot was designed. Some origin place is still got hold of for playing the game, which is Bologna and Italy. But it is not that much popular in Italy compared to other regions.

Mainly this card game has county diversities, and the Italian was known as the oldest one. Some other famous tarot games are Italo- Portuguese tarot deck and French-suited. The German-suited deck is also much famous on this race.

This is just fascinating to think about how far this card game comes nowadays. Form a playing game to a fortune teller card. It adopts so many things. It is so popular that the survey said one in seven American visits a fortune teller. It is just impressive how young people get involved with these cryptic tarot cards.

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